I love and am slightly addicted to both Suze Orman & Dave Ramsey. They have such good pointers, and I often wonder how in the world do they make money off of giving their financial advice? I'd love to operate like they preach...spend using cash only, have a buffer of savings...okay, translate: operate within my means.
I always think: how did wonderful husband & I do it before, when we both were making a lot less than now. We used to have money in hand to do lots of things...eat out, travel the world, buy things we wanted. Ah ha! Answer = kids = daycare.
Well, I can't eliminate daycare, but I can eliminate some other things...like the subscription to WeightWatchers or Americas Test Kitchen online, which I did yesterday. Every little bit helps, right? But for someone who is trying to keep finances in check...yesterday with saving about $40 on the online subscriptions, I blew it in the end.
Like most people in the world, 2012 resolutions are to be financially responsible. I didn't mark that as one of my 'official' resolutions...instead...I put "Continue to do fun things." And yesterday, I blew the undocumented resolution about finances & have a great weekend in store. Check this out:
> Saturday - Medieval Times with the kids (~$140)
> Sunday - Beauty & the Beast 3D with the kids (~$60)
> Monday - holiday - I'm priding myself as the best wife here...
...sending the kids to daycare so wonderful husband can have a mental health day ($25 extra for eldest)
...taking him to the IMAX show of Mission Impossible ($36)
...parking downtown...or possibly the train & a taxi? (~$40)
...head somewhere in the city for an adult cuisine & quiet lunch (~$50)
I also signed up for other fun stuff in the next month:
> Cocktails & Cupcakes - a class to learn how to decorate cupcakes while drinking ($52)
> Second City Comedy Tour - wonderful husband will be surprised at this too...we love comedy shows & it will be a DATE NIGHT!!! ($50 + babysitter)
> Cosmic Bowling for my sister's traditional birthday celebration...DATE NIGHT!!! (~$60 + babysitter)
The best part - spending more than $500 for fun adventures = NO REGRET AT ALL. In fact, I'm super pleased with myself & really excited for experiencing all these fun adventures!
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